WHAT DOES TITLE TREE DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Payment history and transaction history
- Credit history and assets
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Title Tree chooses to share; and whether you can limit this sharing.
Title Tree shares the following information:
- For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Can you limit this sharing: No.
- For our marketing purposes – to offer our products and services to you. Can you limit this sharing: No.
- For joint marketing with other financial companies. Can you limit this sharing: No.
- For our affiliates’ everyday business purposes – information about your transactions and experiences. Can you limit this sharing: No.
- For our affiliates’ everyday business purposes – information about your creditworthiness. Can you limit this sharing: Yes.
- For our affiliates to market to you. Can you limit this sharing: Yes.
- For nonaffiliates to market to you. Can you limit this sharing: Yes.
To limit our sharing, please call 770 263-8850 and tell an associate your choice(s). Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who is providing this notice? Vehicle secured credit providers, credit service organizations, pawnbrokers, creditors, and financial service providers.
How does Title Tree protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Title Tree collect my personal information? We collect your personal information, for example, when you:
- apply for a loan or give us your income information
- open an account or provide employment information
- show us your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market you
- sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
DEFINITIONS
- Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffliliates we share with can include lenders; banks; collection agencies; check-cashers; tax preparers; pawnbrokers; rent-to-own; money transmitters; retailers; and prepaid card providers.
- Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include lenders; banks; tax preparers; money transmitters; retailers; and prepaid card providers.