How Do Title Pawns In Douglasville Work?

Can You Really Just Walk In For A Title Pawn And Drive Away With Cash?

Thinking about using Title Tree for a title pawn in Douglasville, but don’t know how to get started? Have you shopped around at different banks to apply for a loan, only to keep being turned down? Need a fast source of cash, right now?

You’ve come to the right place.

In a world where debt, unemployment, and common expenses eat away at your bank account, you’re not alone if you’re looking for ways to get some fast cash. Title pawns offer a temporary cash infusion that can help you get out of a pinch – much faster than traditional bank loans can. We are here to help relieve your financial stress.

At Title Tree in Douglasville, it’s our friendly, professional customer service that keeps our neighbors coming back when they need a little help. We encourage you to get all of the answers you’ll need before, during, and after you receive your loan. Keep reading to see how easy it is to get the cash you need before you decide whether a title pawn is right for you.

What Is a Title Pawn?

Title Tree functions similarly to a “pawnbroker,” in that we give you money in exchange for collateral on something valuable to you. A title pawn (called a title loan in other states) uses the title of your vehicle to negotiate your loan — but you don’t have to surrender your car to make it happen!

Bad credit? It doesn’t matter. We don’t even look at your credit score. How much money you receive is based solely on the worth of the title of your vehicle. Just pay off the total amount due on your account after deciding which of our payment options is the best for you, and your title will be handed back to you as soon as you pay your balance.

How Do I Get a Title Pawn in Douglasville?

A title pawn is an attractive option for people who need cash fast, and who have a qualifying vehicle. Traditional moneylenders make it nearly impossible to get a loan. If you can’t qualify for a conventional loan, or if you’d rather skip the hassle of dealing with a bank, a title pawn may be a better option for you.

Getting a title pawn from Title Tree is one of the fastest ways to get the cash you need to cover unforeseen expenses. Coming into our Douglasville store is the easiest way to start the process. When you visit us, make sure to bring:

  • Your vehicle
  • The title for your vehicle
  • A form of government-issued identification
  • Proof of your residency

Once you’re here, it only takes an average of 30 minutes for the entire process to be complete. You’ll just fill out an application while one of our specialists gives an appraisal on your vehicle after an examination. To do this appraisal, we reference the Kelly Blue Book market value on your car to determine how much money you can walk away with today. If there’s further question as to the worth of the vehicle, we’ll bring in a mechanic to assist with our decision.

Many of our customers drive away with up to $5,000 cash — even more under special circumstances! Our service crew will be able to help you get the most of what you deserve, and we offer different payment plans we encourage our clients to look into, ranging from a debit card, Western Union transfers, and cash. We go over the different options when we finalize the details, and we encourage you to choose the package that’s best for you.

Understanding the Title Pawn’s Interest Rates

It is important to remember these loans are designed to be short-term solutions, and must be paid off with interest, on-time. Discuss your payment options with any of our Title Tree staff to ensure this is the best choice for you.

Our team members will guide you through all of your best options, and help you remain proactive in managing your payments. Since title pawns are a quicker way to get cash with fewer regulations than a bank, they carry higher interest rates. On the plus side, though, you get to avoid the inconvenience and frustration of having to wait for some bank to approve you. Plus, you can take advantage of the assets you already have to get the money you need.

Risks of a Title Pawn

It’s smart to understand your financial situation entirely (with a particular focus on your current income) and to understand the terms of the loan before entering into a title pawn agreement.

Of course, sometimes financial circumstances change. While most agreements cover the period of a year and can be reassessed or renewed at any time, it is important to stay on track with your payments to avoid any late fees or penalty costs.

We Are Here to Help You Get Back on Your Feet

Staying in constant, honest communication with your title pawn shop is the easiest way to keep up with your payments, as your financial success is our primary focus. We are here to help alleviate any issues that arise, but please remember that your car will be sold to pay off your debt if you are ultimately unable to — and it will be your responsibility to sell the car and return the money you owe. By ensuring you maintain consistent, reliable employment, you avoid the need to worry about your payments falling behind.

Please note that if your payments do fall behind, and you do not keep an open line of communication with your title pawn lender, a repossession of your car may become the end result. Title Tree wishes to avoid this ending, as it is both costly for us and results in you losing your car. As long as you are willing to work with us, we will make every effort to either extend your payoff period or provide management consultation so we can avoid that outcome.

If you are in Douglasville, and you need a title pawn to help you get fast cash, Title Tree is here for you. If you have any further questions, please do not hesitate to contact our office. For a quick quote or more information either call 770-809-3300 or contact Ken Quinn at kquinn@titletree.com.

Think a title pawn sounds right for you? Then come on in! Our address is 639 Thornton Rd #112 Lithia Springs, GA 30122. We look forward to working with you.