How Much Can I Get For A Douglasville Title Pawn?

Visit Title Tree In Douglasville To Receive The Maximum Amount From Your Title Pawn Agreement

Living in Douglasville, Georgia and been faced with a financial emergency that’s caused you to consider a title pawn for some extra help? Traditional moneylenders can take weeks to approve your application, and your credit score plays a huge role in determining the amount of cash you can get. Title pawns are a common choice for people who want a quick influx of cash while avoiding the stress of dealing with a bank.

Title Tree in Douglasville is known for quality customer service that puts our clients at ease. Since financial emergencies generally don’t come at convenient times, the fast and easy route to the cash needed that title pawns provide is a common solution. We understand borrowing money can be just as stressful as needing it, but we aim to make our clients comfortable with the process, so any stress regarding your finances is gone.

Most people immediately wonder, “How much money are we talking?” While that is a fair and standard question, we believe it is important for you to understand the full terms of a title pawn contract before deciding whether this is the right decision for you.

What Is A Title Pawn And How Do I Qualify For One?

“Title pawns” (known as “title loans” outside of Georgia) function similarly to a pawnshop transactional structure, where the broker lends money to a client in exchange for temporary withholding on valuable collateral. A title pawn requires the title of your vehicle to negotiate the terms of your agreement, but you can keep your car while you pay us back. The only thing we hold onto is the title of your vehicle, which we keep until your debt is paid. Then your title is handed back to you.

To qualify for a title pawn, you’d only need a vehicle, the title for that vehicle, a form of government-issued identification, and proof of income, insurance, and residency.

How Do I Apply For A Douglasville Title Pawn?

The easiest way to request a title pawn agreement with Title Tree is to bring your vehicle into our office. We also offer an online application, but since the in-office application usually only takes between 10-30 minutes and you get to walk away with the cash in your hand, we find this to be the fastest way to get you the money you need.

When you come in, you’d only need to bring the above-listed qualifications for the title pawn agreement. Our office staff will go over the application with you while one of our trained specialists does an appraisal of your car, and references the Kelly Bluebook market value of the same make and model to help determine the amount of cash you’d acquire.

So… How Much Money Are We Talking With A Title Pawn?

When applying for a title pawn, it is important to remember they’re designed to be fast, short-term solutions that cover you when you need cash fast. Maybe you’ve got unexpected expenses, your roof sprung a leak, your child broke a bone, your car needs new tires. Or, maybe you’ve got a great opportunity right in front of you, and just need some cash to make it work.

It is impossible to determine the amount of money you’d receive without first examining the car, but our clients walk away with an average of $1,000-$5,000. If there’s a question as to the worth of your car, we are happy to provide a mechanic for a second evaluation.

Interest Rates For Your Title Pawn Agreement

Any money lending dynamic will require an interest rate, and title pawns are no exception. However, one of the reasons our customers return to us anytime they need to get out of a pinch is due to our 30-day no interest deal, where any interest will be absolved if you pay us back in full within 30 days.

If you can’t pay us back in that amount of time, don’t stress! The majority of our agreements cover the portion of a year, and we are always happy to reassess or reevaluate the terms of your contract at any point.

There are three different methods of payment to choose from to clear your debt: a debit card, Western Union transfers, or cash. During the finalization of your contract, we will go over your options to help you decide on the best one to fit your financial needs.

Your Relationship With Your Title Pawn Lender

Economic circumstances are always subject to change. Before applying for a title pawn agreement, it is important to assess your income and the security of your job. However, unemployment is an ever-rising issue, and should you lose your job during the length of your contract, it is important to notify our staff as soon as possible. We are happy to renegotiate the length of your contract or offer management consultation to those who need a little extra assistance.

Though it can be embarrassing to admit your income has taken a hit, a direct line of honest communication is the only way to avoid a repossession of your car. However, if you will ultimately be unable to pay off your debt, it will become your job to sell your car and return the money you owe. Title Tree sincerely wishes to avoid either of these situations, and wants to help you any way we can.

Don’t Let A Financial Bind Get The Best Of You

We put the success of your finances at the top of our priorities and are always willing to help you figure out your best option. We work with our clients to maintain a balanced and functional payment process that leaves both parties satisfied. No one wants to set up a failed title pawn, and we all consider it a “win” each time we hand back a title.

If you’re in the midst of a financial emergency, let Title Tree help. A title pawn is one of the easiest and fastest ways to relieve yourself from financial binds. If you’re in Douglasville, and you need help in a pinch, call 770-809-3300 or email Ken Quinn at kquinn@titletree.com for any further questions.

Need your cash today? We’ve got you covered! Our office is open Monday-Friday from 9:00 a.m. to 6:00 p.m., or Saturdays 9:00 a.m. to 4 p.m. and we are located at 639 Thornton Rd #112 Lithia Springs, GA 30122.