What Are The Requirements For A Title Pawn In Loganville, Georgia?

Come Into Title Tree’s Loganville Branch To Apply For A Title Pawn And Get The Cash You Need

If you’re interested in obtaining a title pawn in Loganville, Georgia through Title Tree, come into our friendly branch to start your application! Banks can take some time to process any loan you apply for, and bad credit could stand in the way of you getting the money you need. Don’t worry about the hassle of a traditional bank loan — Title Tree can help.

Here at the Title Tree in Loganville, we strive to attain superior customer service with each transaction. Understanding the ins and outs of a title pawn agreement can be both intimidating and confusing, and we’re here to answer any questions you may have.

Don’t know what a title pawn is, or how to apply for one? Have no fear. Read on for all of the requirements needed to obtain a title pawn in Loganville.

What Is A Title Pawn?

Title pawns (known as “title loans” outside of Georgia) are designed to help you get out of financial pinches without having to tap into any of your current savings. Traditional moneylenders like banks put overwhelming limitations on most loans, and title pawns help provide faster solutions for someone who may not usually qualify for these types of general loans.

Since we don’t check your credit score, the title pawn agreement uses the title of your vehicle to determine the amount of money you’ll receive. Once the loan has been processed, you simply need to pay off your debt, and the title of your car will be handed back to you.

How Does Title Tree Work?

Title Tree functions a bit like a pawnbroker, meaning we give you money in exchange for collateral on something valuable. Don’t want to surrender your car? No worries! While brokers typically keep whatever is offered, Title Tree requires only the title of your car, not the physical car itself, so you don’t have to worry about losing your transportation on top of your current financial stress

Title pawns are short-term loans used to cover unforeseen financial emergencies, and due to that, we offer a 30-day, zero interest pawn transaction. If you can’t pay it off in 30 days, we have multiple payment plans to choose from, and most of our agreements cover the portion of a year.

How Do I Apply For A Title Pawn In Loganville?

You can apply online to begin your application process, though we recommend coming into the Loganville branch to speed up your results. Once you’re here, it only takes an average of 30 minutes to complete the application process.

Should you choose to bring your vehicle into our branch, you need only bring your vehicle, the title for that vehicle, any form of government-issued identification, and proof of your residency. If you decide to apply online, there is a short questionnaire to fill out, which includes the make, model, year, and mileage of your car.

How Do You Determine The Value Of My Car?

Bringing your car to our branch is the easiest way to make sure you get the most value for your car, as we can physically examine the vehicle to determine its condition. During the 30 minutes of your application in the office, one of our trained specialists appraises your vehicle, where we refer to the Kelly Bluebook market value to establish the amount of money you can pocket.

On average, you can expect anywhere from $1,000-$5,000 — and you drive away with that cash at the end of your application. However, if you feel you deserve more, special circumstances do arise, and if the value of your car is questioned, we are more than happy to provide a mechanic for a second opinion.

Payment Plans And Interest Rates For Your Title Pawn Agreement

Title Tree offers three different payment options: a debit card, Western Union transfers, or cash. Our staff will go over your options when we finalize your agreement to help you choose what’s best for you.

In order for Title Tree to assure we have the money you need on hand, interest rates also apply to the title pawn agreement. While the thought of fast cash is appealing, please remember that title pawns are meant to be short-term solutions, and therefore must be paid off promptly. We offer competitive interest rates, such as the 30-day no interest deal, which helps keep our clients satisfied and returning to us any time an emergency strikes.

What If I Can’t Make My Title Pawn Payments?

Are you worried you won’t be able to keep up with your payments? Your financial success is important to us, and we’re always here to help you with any issues that arise. Economic circumstances are always subject to change, but we encourage you to be fully aware of your financial situation — particularly in regards to your income — before deciding if a title pawn is right for you.

If you are ultimately unable to pay off your debt, it will be your responsibility to sell your car and return the money you owe. Though most agreements range over the period of a year, they can be reassessed or renewed at any time. Title Tree asks only that, should things change, you remain in constant, honest communication with our team. We are always willing to renegotiate the length of your contract or offer management consultation if you need further assistance.

However, if you fall behind and neglect to inform your title pawn lender, a repossession of your car may become the result. Since that is costly for us, and results in the loss of your car, we wish to avoid this ending. We understand it can be embarrassing to let us know if your income takes a hit, but we assure that every effort will be made to avoid a disastrous conclusion to your agreement, so long as you keep us in the loop.

Don’t let your financial crisis get the best of you. If you’re in Loganville, and you think a title pawn will help bring your head back above water, call on Title Tree. For any additional questions or a quick quote, call 770-464-5800 or contact Talmul Parker at tparker@titletree.com.

Already think the title pawn is the solution you’ve been looking for? Come visit us! We are located at 4152 Atlanta Hwy, Loganville, GA 30052.