What Do You Need To Get A Title Pawn In Norcross, Georgia?

Understanding The Application Process For A Title Pawn In Norcross With Title Tree

Financial emergencies are known to crop up at the most inconvenient times, but applying for a title pawn from Title Tree in Norcross can help you get the cash you need without the long wait for approval. Title Tree focuses on your financial success, and our above-and-beyond service keeps our clients returning time and again.

The application for a title pawn is simple and effective, but it is important to understand everything about your agreement before you decide if this service is right for you.

How Do Title Pawns Work? 

A title pawn (also referred to as a “title loan” in other states) is designed to save you from a financial emergency without having to tap into any of your current savings. Traditional moneylenders, such as banks, put overwhelming constrictions on most loans, and your credit score can affect the chances of your application being approved.

Title pawns serve as a route to fast cash while avoiding the application process issued by banks. Your credit score has no determination in the approval of your application, either — the money you receive is based solely on the value of your car.

How Does Title Tree Operate?

While Title Tree performs similarly to a pawnbroker — we give you money in exchange for something valuable — we do not force you to surrender your vehicle to make it happen. Title Tree only requires the title of your car, not the physical car itself.

Since title pawns are meant to be short-term loans provided to cover unforeseen financial distress, we offer a competitive 30-day, zero interest pawn transaction.

Can’t pay off your loan within 30 days? Don’t worry! We offer plenty of payment options to choose from to suit your financial needs.

Applying For A Title Pawn

There are two options to choose from if you decide a title pawn is the solution for you. While we recommend coming straight into our Norcross branch, as the application usually processes within 30 minutes, you can also apply online.

If you come to our office, you only need to bring your vehicle, its title, any form of government-issued identification, and proof of your residency to help us get started. The application online involves a short questionnaire, where you would need the make, model, year, and mileage of your car.

Determining The Value Of Your Car

As it is impossible to figure the full value of your car from an online application, we sincerely encourage you to bring your car into our branch so we can examine it to determine its condition. During your application with one of our office staff members, one of our trained specialists performs an appraisal on your vehicle, where we reference the market value based on Kelly Bluebook to establish how much money you can acquire.

Depending on all of the specifications of your car, you can expect anywhere from $1,000-$5,000 once your application is complete. Under special circumstances, if you feel you deserve more, or the value of your car is questioned, we provide a mechanic to examine your vehicle for a second opinion. Either way, the best part comes after that short 30-minute wait, when you get to drive away with the cash in your hand!

Paying Off Your Title Pawn Agreement

There are three different options you can choose from to pay off your title pawn contract: A debit card, Western Union transfers, or cash. After your application has processed, our office staff will discuss your options during the finalization of the agreement to help you decide on your best option.

While we do offer a no-interest policy for 30 days, an interest rate is put on to the balance for longer title pawn agreements. That way, Title Tree can assure we have the money our clients need on hand. Though the thought of fast cash is appealing, it is important to remember that title pawns are designed to be short-term solutions, and must, therefore, be paid off in a prompt manner. Most of our title pawn agreements cover the period of a year, but can be reassessed or reevaluated at any time.

What To Do If You Can’t Make Your Payments

Debt, unemployment, and common expenses have a way of eating up your bank account. Title Tree understands that, but before considering a title pawn agreement, you should be fully aware of your financial situation, with a specific focus on your income. Economic circumstances are always subject to change, but if you are ultimately unable to pay off your debt, it will become your responsibility to sell your car to return the money owed.

However, since our agreements can be renegotiated at any time, Title Tree asks only that, should things change, you open a direct line of constant communication with our team members. We are happy to discuss the length of your contract or offer management consultation for any further assistance required.

If your income does take a hit, and you neglect to remain in contact with us, a repossession of your car may be the result. We understand the embarrassment that surrounds the loss of a job, but we assure to make every effort to avoid this disastrous conclusion, as it is costly for us, and results in the loss of your vehicle. We value your needs, and only strive to help you succeed in paying off your financial debt.

Avoid the stress of finding banks to provide you with a loan to get you out of a financial pinch. A title pawn from Title Tree is one of the fastest and easiest ways to absolve your financial emergency. If you have any further questions, or would like a quick quote, call 770-263-8800or email sramirez@titletree.com.

Already made your decision? Great! We are available Monday-Friday from 9:00 a.m. to 6:00 p.m., and 9:00 a.m. to 4 p.m. on Saturdays. Our office is located at 2078 Beaver Ruin Rd NW #300, Norcross, GA 30071. We look forward to relieving your financial distress.