Apply With Title Tree In Atlanta To Get The Most From Your Atlanta Title Pawn Agreement
Are you in the Atlanta region, and considering a title pawn to help you get out of a financial bind? Have you shopped around online to find the best company to help you make your final decision, but still haven’t made up your mind? Do you need money to save yourself from your financial pinch sooner rather than later, and are trying to avoid the long application process and overwhelming loan constraints provided by banks?
Title Tree can help. We have four different branches in the Atlanta region — Lithia Springs, Loganville, and Norcross — and we’re known for our friendly, above-and-beyond customer service. We are always here to answer any questions you have, and put your financial success at the top of our priorities list.
What Is A Title Pawn?
We believe it is important for you to fully understand what to expect before, during, and after an application for a title pawn, so you’re comfortable with the decision to obtain one. If you’re unfamiliar with the term “title pawn” (called “title loans” outside of Georgia), it is nothing more than a temporary cash infusion mixed with a short-term contract to cover unforeseen financial emergencies without tapping into your savings. To apply for one, you only need to provide the title of your vehicle.
Title Tree functions similarly to a pawnbroker, in that we give you the money you need in exchange for collateral on something valuable to you. Unlike traditional brokers, you do not need to surrender your car to us to make it happen — we only hold on to its title. Simply pay off your contract to have your title handed back to you and close out your title pawn agreement.
Think your credit score might impact the amount of money you receive? Don’t worry, we don’t even check that! The money you walk away with is based solely on the worth of the title of your car.
How Do I Get A Title Pawn From Title Tree?
Bringing your car into the branch nearest to you is the easiest and fastest way to process your title pawn application. Our customer service representatives are always there to assist you with any of your needs. You can also fill out the application online, though it is recommended to apply in person, as the average application is approved within 10-30 minutes, and the physical examination we give your car assures you make the most from its title.
When you visit us, all you’ll need is the vehicle and its title, your government-issued identification, and proof of your residency, insurance, and income before we get started.
One of our consultants will go over the application with you while one of our trained specialists examines your car for an appraisal. During this examination, the market value of your vehicle’s title is referenced using Kelly Bluebook, but we are happy to provide a certified mechanic for any second opinions that are needed.
After the application and examination are complete, our customers generally walk away with anywhere between $1,000-$5,000. What’s best is that after the short 30-minute application, you get to drive away with that cash in your hands!
What Are Your Interest Rates?
Any money lending transaction will come attached with an interest rate, as the companies need to make sure they have the money you require on hand at all times. However, Title Tree offers a competitive 30-day no interest deal that keeps our customers returning to us anytime they’re in a bind.
Worried you won’t be able to pay us back in 30 days? That’s okay! The majority of our contracts cover the portion of a year, and can be paid off with a debit card, cash, or a Western Union transfer.
We understand that interest rates and payment plans can be overwhelming, and you’re always curious about the fine print. Once your application has been processed, our office staff will go over your options with you to help you understand your interest rate and which payment plan is best for you.
Please keep in mind that while title pawns provide fast cash, they are only designed to be short-term contracts, and must be paid off as quickly as possible to avoid unwanted penalties. Before applying for a title pawn agreement, be sure that you’re completely aware of your current financial situation, with a particular focus on your income.
What If My Income Changes?
The economy is ever-changing, and your income is subject to change with it. Title Tree recognizes financial inconveniences and their inability to occur at convenient times. If you find yourself in a position where your income has fallen behind, we ask only that you keep us informed. By maintaining an honest, direct line of communication with our staff, we can happily reassess, renegotiate, or reevaluate the terms of your contract. Additionally, we can provide management consultation if any further assistance is required.
If you find that your income is altered for the foreseeable future and you will ultimately be unable to pay off your debt, it will become your responsibility to sell your car to return the money you owe. Consequentially, if you do not remain in contact with us about your financial problems, and you neglect to inform us of any changes, a repossession may occur if your payments fall behind with no word from you.
Title Tree sincerely wishes to avoid either of these endings, as we always consider it a “win” when our contracts have been paid off in full. As long as you keep us in the loop about the changes your income has faced, we will help you avoid disastrous endings to the best of our abilities.
Title Tree Can Save You From Your Financial Emergency
If you’ve recently experienced a financial catastrophe, Title Tree can help take the stress off of your shoulders. Applying for a title pawn is one of the easiest and fastest ways to save you from your financial bind, and Title Tree is one of the most reputable title pawn companies in Atlanta. Bring your vehicle into one of our branches for an examination, or give us a call if you have any additional questions!
Our offices are open from Monday-Friday from 9 a.m. — 6 p.m., and Saturdays from 9 a.m. — 4 p.m. We are located at the following:
Title Tree of Douglasville
639 Thornton Rd #112
Lithia Springs, GA 30122
Title Tree of Loganville
4152 Atlanta Hwy
Title Tree of Norcross
2078 Beaver Ruin Rd NW #300